Multi-fund Solutions
Current Recommendations (July 2010)
These serve as a guide and are based on the asset mix of the RBC Select Portfolios. If you choose to invest using these guidelines, it is important to revisit your asset mix on a regular (at least annual) basis.
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For portfolios of at least $25,000
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RBC Canadian Money Market Fund /Savings
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20.0 |
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5.0 |
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5.0 |
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5.0 |
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4.0 |
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3.0 |
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Total Cash Equivalents*
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20.0 |
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5.0 |
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5.0 |
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5.0 |
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4.0 |
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3.0 |
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RBC GICs
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40.0 |
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— |
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— |
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— |
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— |
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— |
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RBC Canadian Short-Term Income Fund
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40.0 |
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24.0 |
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17.0 |
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— |
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— |
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— |
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RBC Bond Fund
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— |
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35.0 |
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31.0 |
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25.0 |
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11.0 |
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— |
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RBC Global Bond Fund
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— |
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11.0 |
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7.0 |
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10.0 |
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5.0 |
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— |
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RBC Global Corporate Bond Fund
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— |
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— |
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— |
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— |
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5.0 |
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— |
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Total Fixed Income
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80.0 |
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70.0 |
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55.0 |
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35.0 |
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21.0 |
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0.0 |
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RBC Canadian Dividend Fund
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— |
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8.0 |
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10.0 |
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6.0 |
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— |
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— |
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RBC Canadian Equity Fund
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— |
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5.0 |
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7.0 |
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11.0 |
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18.0 |
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22.0 |
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RBC North American Growth Fund†
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— |
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— |
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— |
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5.0 |
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9.0 |
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12.0 |
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Total Canadian Equities
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0.0 |
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13.0 |
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17.0 |
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19.5 |
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22.5 |
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28.0 |
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RBC U.S. Equity Fund
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— |
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6.0 |
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12.0 |
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22.0 |
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27.0 |
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17.0 |
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RBC U.S. Mid-Cap Equity Fund |
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— |
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— |
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— |
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— |
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— |
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6.0 |
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RBC U.S. Equity Currency Neutral Fund
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— |
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— |
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— |
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— |
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— |
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10.0 |
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Total U.S. Equities
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0.0 |
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6.0 |
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12.0 |
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24.5 |
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34.0 |
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43.5 |
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RBC International Equity Fund |
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— |
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6.0 |
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11.0 |
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16.0 |
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— |
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— |
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RBC European Equity Fund
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— |
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— |
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— |
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— |
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10.0 |
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13.0 |
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RBC Asian Equity Fund
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— |
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— |
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— |
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— |
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6.0 |
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8.0 |
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RBC Global Dividend Growth Fund‡
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— |
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— |
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— |
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— |
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5.0 |
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9.0 |
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Total International Equities
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0.0 |
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6.0 |
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11.0 |
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16.0 |
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18.5 |
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25.5 |
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* Exclude any additional cash holdings intended for liquidity purposes.
† RBC North American Growth Fund is assumed to have a 50/50 breakdown between Canadian and U.S. equity asset classes resulting in asset class totals not being the same as the total for funds in each category.
‡ RBC Global Dividend Growth Fund is assumed to have a 50/50 breakdown between U.S. and international equity asset classes resulting in asset class totals not being the same as the total for funds in each category.
Recommendations are reviewed regularly and updated based on the outlook of the RBC Investment Strategy Committee. As your fund holdings based on the Investment Recommendations will not be automatically reviewed or rebalanced by RBC Asset Management, it is recommended that you keep ongoing contact with a representative of Royal Mutual Funds Inc.
RBC Funds are offered by RBC Asset Management Inc., and distributed through Royal Mutual Funds Inc. Investment advice is provided by Royal Mutual Funds Inc. RBC Asset Management Inc., Royal Mutual Funds Inc., and Royal Bank of Canada are separate corporate entities which are affiliated. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus before investing. Mutual fund securities are not guaranteed nor covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.
