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RBC Asset Management News, Trends & Outlook

RBC Model Portfolios

One-Product Model Portfolios

Current Recommendations (January 2008)

Type of Portfolio

 Secure % 

 Income % 

 Conservative % 

 Balanced % 

 Growth % 

 Aggressive Growth % 

ONE-PRODUCT* For Portfolios of at least
$500 (registered) / $1,000 (non-registered)

% % % % % %

RBC Canadian Money Market Fund /GICs
100 - - - - -

RBC Canadian Short-Term Income Fund
- 100 - - - -

RBC Bond Fund
- - 100 - - -

RBC Balanced Fund
- - - 100 - -

RBC Canadian Dividend Fund
- - - - 100 -

RBC Global Dividend Growth
- - - - - 100

Total Portfolio
100% 100% 100% 100% 100% 100%

* The Funds are an approximation of the asset mix corresponding to the client profile.

The RBC Global Dividend Growth Fund is assumed to have a 50/50 breakdown between North American and international equities.

The RBC Model Portfolio recommendations above, provided by RBC Asset Management Inc., are reviewed semi-annually and updated based upon the changing market outlook. Ongoing contact with a Royal Mutual Funds Inc. representative is recommended.

RBC Funds are offered by RBC Asset Management Inc., and distributed through Royal RBC Funds Inc. Investment advice is provided by Royal RBC Funds Inc. RBC Asset Management Inc., Royal RBC Funds Inc., and Royal Bank of Canada are separate corporate entities which are affiliated. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus before investing. Mutual fund securities are not guaranteed nor covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. Royal RBC Funds Inc. is licensed as a financial services firm in the province of Quebec.


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Investing can seem complex with changing market conditions, volumes of media information and expanding choice. By focusing on the investment basics, you can reach your long-term goals more successfully.

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06/04/2008 18:36:13