Diversification

Diversify with the right combination

Working with your advisor, you can determine your investor profile (your investment objectives, time horizon and level of risk) and establish the appropriate asset mix for your portfolio.

Whether your portfolio is comprised of mutual funds only or a mixture of mutual funds and Guaranteed Investment Certificates (GICs), there are investment solutions to match your objectives.

Balanced Funds – hold a mix of equity, fixed-income and cash investments.

RBC Select Portfolios – invest in a collection of RBC Funds spanning the three major asset classes.

RBC Select Choices Portfolios – composed of funds offered by leading companies including AGF, AIM Trimark, CI, Fidelity, Franklin Templeton, Mackenzie, RBC Asset Management and TD Mutual Funds.

RBC Model Portfolios – include GICs and mutual funds to help build a customized portfolio solution.

For the fixed-income portion of your portfolio, Guaranteed Investment Certificates may be an appropriate investment solution. Speak to your advisor about which GICs may be right for you.

No matter what investment approach you and your advisor choose, we have the investments to help you build a diversified portfolio.

	Different ways to diversify further To balance your portfolio across a greater number and variety of investments, you can choose additional funds that focus on:   Geographic Sector Diversifying around the world gives access to opportunities not available in Canada, resulting in increased potential returns and reduced volatility.   Economic Sector By holding investments across a broad range of industries, you can protect your portfolio from down turns in any one sector.   Management Style Mutual funds with different management styles react uniquely to market conditions. Diversifying by management style can help to balance portfolio returns.   Market Capitalization Diversifying by size – small-cap, mid-cap, or large-cap companies – ensures you are always exposed to potential growth opportunities.